Spain Non-Lucrative Visa
Spain is a country with a pleasant climate, a high standard of living, and affordable housing prices. Foreigners with a residence permit for financially independent persons can live in Spain permanently and travel within the Schengen Area without a visa.
28,800 € per year
Annual income
183 days a year
Residency requirement
4+ months
Obtaining period
10 years
Time to citizenship
Financially independent persons can obtain a residence permit in Spain through a national D visa, the
A Passive Income Visa in Spain does not allow employment. It is assumed that the applicant receives income from abroad sufficient to live in the country. Foreigners may register a business in Spain, but they are not allowed to work for the company — only to receive dividends.
To obtain a residence permit, applicants must confirm passive income of at least €28,800 per year. Sources of income may include savings, rental income, dividends, or a pension.
Family members may apply for a residence permit together with the main applicant. In this case, the income requirement increases by €7,200 for each additional family member included in the application.
The applicant must also register at a place of residence in Spain. This can be done by renting or purchasing property — there are no requirements regarding the value or size of the property.
The first residence permit card is issued for one year; subsequent cards are valid for two years.
6 benefits of Spain Non-Lucrative Visa
Relocation to Spain
Residence permit holders are required to live in Spain for at least 183 days per year if they wish to renew their status in the future.
Visa-free travel within the Schengen Area
Non-investment fast-track option
A residence permit in Spain can be obtained within as little as four months.
Path to permanent residence and citizenship
European healthcare
Residence permits for family members
Visa‑free travel to 29 European countries
Austria
Belgium
Bulgaria
Croatia
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Requirements to apply for the Spain Non-Lucrative Visa
Over 18
No criminal record and no entry bans to Spain
In good health
With health insurance
With legal passive income
With owned or rented property in Spain
Legally married
With health insurance
Financially dependent on the main applicant
Enrolled in higher education if over 18
With health insurance
Financially dependent on the main applicant
With health insurance
Spain Non-Lucrative Visa income requirements
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Help with the choice
Passportivity experts will analyse your situation and offer the most suitable solution.
Key documents to apply for a Spain Non-Lucrative Visa
- Completed application form
- Original passport and copies
- Copies of the national passport
- Lease agreement or documents confirming ownership of property
- Documents confirming the amount and legality of income: tax returns, employment contract, pension certificate
- Documents confirming family ties with family members, such as a marriage certificate or children’s birth certificates
- Health insurance
Passport-size photographs- Police clearance certificate
How to obtain residence permit in Spain: step-by -step process
Preliminary check
This stage is required to assess potential risks, such as refusal of a visa or residence permit. A certified compliance specialist reviews the applicant’s documents and evaluates possible risks. It helps identify potential issues and find solutions in advance.
Document preparation
Pasportivity’s lawyers prepare an individual list of documents. The applicant collects the original documents. The lawyers translate them, notarize copies, and apostille the required documents.
Property selection for purchase or rent
Applicants must purchase or rent residential property in Spain; there are no requirements regarding the size or value of the property. Pasportivity’s real estate experts help select a suitable property and conclude a lease or purchase agreement.
Obtaining a D visa to enter Spain
Once the document package is ready, the lawyers book an appointment for the applicant at the Spanish consulate in the country of citizenship or residence. There, the applicant submits an application for a national D visa. This visa is required to enter Spain, provide biometrics, and apply for a residence permit.
When submitting documents for the additional visa application, the applicant must pay a consular fee of €80.
The visa application is reviewed within 90 days. After approval, the visa is affixed to the passport and is valid for 90 days.
Travel to Spain to apply for a residence permit
Within three months, the foreign national must enter Spain on the D visa and then submit documents for a residence permit to the foreign nationals’ registration office or a police station.
Obtaining the residence permit card 🔥
Documents for a Spanish residence permit are usually reviewed within a few weeks, but in some cases the process may take several months. Once the application is approved, the foreign national receives a residence permit card.
The residence permit card is valid for one year and can then be renewed for two years.
How to renew a residence permit for financially independent persons in Spain
Why choose us
Reliable partner
Passportivity operates strictly under the provisions of Organic Law 4/2000 of January 11th, on the Rights and Freedoms of Foreigners in Spain and their Social Integration, and Royal Decree 1155/2024 of November 19th.
Deep Expertise
11+ years in investment immigration and financial matters to solve the most complex client challenges.
Individual Approach
We develop step-by-step plans, taking into account client requirements, to achieve optimal results.
Support at every stage
From the first consultation and even after receiving the desired document, we provide legal support.
Additional services
Get a tax number, sign a rental agreement or apostille additional documents — we will fulfill any request.
Flexible communication and 24/7 availability
Meet us in person or online, whatever suits you best.
We respond to inquiries within two hours. Your case is handled by a dedicated lawyer who is always in touch.
From idea to residence permit — guided by experts
For over 10 years, we've been helping clients navigate the path to citizenship and residency. Our approach combines
Frequently asked questions
To obtain a residence permit for financially independent persons in Spain, the main applicant must have at least €28,800 in their account for one year. An additional €7,200 per year is required for each family member.
Yes, foreigners can obtain a residence permit in Spain if their income is at least €28,800 per year. To become a resident, the applicant must prove that the required amount is available in their bank account, purchase or rent property, apply for a D visa, and then apply for a residence permit for financially independent persons in Spain.
It is not possible to obtain Spanish citizenship by investment. Foreigners may obtain a residence permit for financially independent persons or digital nomads.
A residence permit for financially independent persons in Spain cannot be obtained solely by purchasing property. Previously, foreigners could obtain a residence permit by purchasing property under Spain’s Golden Visa program. However, this program has now been closed.
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