Andorra residence permit

An applicant for Andorra residence by investment must purchase real estate worth at least €600,000 or financial assets of at least €550,000. They must also transfer a security deposit to the Central Bank of Andorra — €50,000 for the main applicant and €12,000 for each family member included in the application.

In addition to the investment, the following expenses apply:

• realtor’s services — €18,000+;
• Due Diligence check — €18,000+;
• residency card fee — €3,000 for the main applicant and €1,000 for each dependent;
• administrative fee — €1,000 per person in the application;
• health insurance — €1,400+ per adult and €500+ per child.

The process takes two or more months. In some cases, it may take longer — for example, due to workload at the migration office or complications with purchasing real estate.

The investor must keep the investment to avoid annulment of residency and continue owning the property or financial assets. Funds can be withdrawn if the investor gives up residency or obtains citizenship of Andorra.

The security deposit of €50,000 is refundable when the residency ends. It serves as proof of solvency: if the investor incurs debts, part of the amount may be withheld.

Andorra offers two types of residency — with the right to work and without it. With the right to work: foreigners may be employed or run their own company. Residency without the right to work, or passive residency, is available for investors, entrepreneurs with remote income, digital nomads, international professionals in arts, sports and science, and retirees.

Investors may obtain residency by purchasing financial assets such as shares in local companies, debt or financial instruments, life insurance products, or zero-interest bank deposits. The minimum amount is €550,000. In addition, a deposit of at least €50,000 must be transferred to the Central Bank of Andorra. The total starts at €600,000.

Another option is the purchase of real estate worth at least €600,000, excluding the deposit. In this case, the total expenses start at €650,000.

Yes. The investor must travel to Andorra and submit the application in person. The procedure usually takes two days: the first day is for submission of documents, and the second for the interview. A medical examination can also be completed during the trip.

Residency may be renewed if the investor continues to hold financial assets and receives the required passive income from abroad. In 2025, the annual income threshold is €52,100.

The first residency is issued for 2 years. It can then be renewed according to the 2–3–10-year rule. To maintain residency, one must live in the country for at least 90 days a year.

The migration authorities may refuse an application if the applicant:

• provided false information;
• failed to prove the legality of income;
• concealed a criminal record;
• poses a threat to the country’s reputation or security.

Andorra grants citizenship by naturalisation after 20 years of residence. Applicants must pass exams in Catalan language, history and geography.

Birth in Andorra does not give the right to citizenship for children of foreigners. Citizenship is passed by descent: the child inherits the nationality of their parents.

Citizenship may also be obtained through family reunification or marriage. Children of foreigners may qualify if they study in an Andorran school for 10 years or if their parents have lived in the country for at least 10 years.

No. Andorra does not recognise dual or second citizenship. Applicants for an Andorran passport must renounce their previous citizenship.